Saturday, December 22, 2012

HUDCO Tax Free bonds 2012-13 review

After REC, PFC and IIFCL tax free bonds, its now the turn of HUDCO to come up with similar bonds. Following are the details of this issue. There is no 20 year option this time, unlike the IIFCL bonds.

Face Value: Rs. 1000
Issue Price: Rs. 1000
Nature of Bonds: Secured
Minimum Application: Rs. 5000
Issue Opens on 9th January 2012
Issue Closes on 22nd January 2013
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Duration
10 years
15 years

Frequency of Interest Payment
Annual
Annual

Coupon Rate
7.34%
7.51%

Coupon Rate for Retail Individual Investors (less than 10 lakhs)
7.84%
8.01%


Even NRIs are allowed to apply for these bonds.

These bonds are rated CARE AA+‘ from CARE and ̳IND AA+‘ from IRRPL
 
The income by way of interest on these Bonds is fully exempt from Income Tax as per provisions under section 10 (15) (iv) (h) of IT Act.

These bonds certainly do present a good investing opportunity for those in 20% and 30% tax bracket, as the interest income from these is tax free and definitely a better bet than investing in bank FDs. And with the RBI expected to cut rates in the early half of next year, this might be a good time to lock some money if you are planning to invest in tax free bonds.

Take care and good luck! 

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